Officer, Document Preparation

Job Description

To prepare Credit documents in line with credit sanctions and ensuring enforceability, fulfilment of all terms & conditions of sanction and in accordance with credit policy & procedures.To provide legal advisory & assurance services to credit, business, external vendors and general supervision of the document preparation and scrutiny team.

• Efficient and timely preparation and Scrutiny of loan documents in line with business Service Levels and required Turnaround Time (TAT). Prepare and Scrutinise all collateral documents as well as supporting documents, letters, etc. via CAMS templates through the specific use of the Sanction documents issued by Credit Evaluation in line with the credit policy & operational procedures.
• Offer advisory and assurance services to the Bank’s business units on all legal related issues on the different credit facilities as presented for preparation of credit documentation & perfection. Issue instructions to external lawyers that are aligned to the conditions of sanction, maintain a tracker of all files under preparation and escalate any issues to the different stakeholders.
• Minimise credit operational incidents and losses by adhering to credit processes and procedures.Resolve all calls and queries relating to credit documentation preparation as per agreed service level agreements with stakeholders.
• Effective oversight of all collaterals taken by the Bank and that documentation associated with credits availed, adequately secures the Bank’s position.
• Ensure key internal controls are reflected within the Risk Control Assessment (RCA) document for the unit and checks are in place, reviewed on a regular basis to identify any gaps / new risks and ensure that mitigating actions are agreed and implemented.

Qualifications

Additional Information

Technical Competences

Behavioural Competencies :

Careers

Are you passionate about Africa's potential? Are you driven to win? At Standard Bank Group, a team of over 50 000 dedicated individuals share one common purpose : Africa is our home, we drive her growth. We believe our people are our greatest asset, and we strive to create a thriving environment where you can bring your whole self to work, pursue your dreams, and see your ideas shape a brighter future for Africa. Join us, if you're ready to turn your passion into impact and make a real difference as part of a dynamic team.