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Head Credit Administration

Head Credit Administration

FuzuKampala, Central Region, Uganda
30+ days ago
Job description

Job Summary

Contract Type :

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Requirements

  • Bachelor's Degree

Responsibilities

  • Ensure implementation of all measures to protect the financial strength and the reputation of the bank.
  • Assist the Head of Credit in managing Credit and Operational Risks.
  • Maintain a good quality and well balanced and diversified Credit Portfolio.
  • Provide Credit Training and support to Relationship Officers.
  • Assist in the management of Documentation and Disbursement; by ensuring credit compliance with local and legal regulatory requirement and the Group Credit Policy Manual.
  • Monitor Loan exposure and enforce compliance with covenants.
  • Assist in ensuring that that all customer documentation is in accordance with credit manual procedures.
  • Manage Troubled Exposures and ensure good loan recovery.
  • Monitor Projects financed by the bank together with marketing departments and report to the Head of Credit.
  • Work with marketing departments to finalize and approve Target Market Studies
  • Assist in ensuring that the bank achieves an audit rating of acceptable or better in all credit reviews.
  • Responsibilities for all report preparation (BOT, Board and Group)
  • Risk classification of accounts as per BOT guidelines quarterly and input of the same in the system in conjunction with Remedial and Finance department.
  • Reconciliation of Suspended Interest and Provision on a monthly basis.
  • Preparation of BOT Quarterly Returns
  • Preparation of interim and final audit schedules and BOT schedules as an when required.
  • Daily monitoring of Arrears / excess over the limits if any on Normal & Watch category Accounts with the branches and recommending action thereof.
  • Monitoring of settlement of TODs / Temporary accommodations granted in time in conjunction with branches.
  • Assisting branches in preparation of credit classified memos for change of classification.
  • Keeping custody of all report files and updating them accordingly
  • To attend to branches’ / borrowers’ queries on interest calculations and other system related queries
  • Preparation of call memos trackers and site visits / collateral inspection reports.
  • Follow-up of annual reviews / renewals of overdraft facilities and ensuring this is done by branches on time i.e. before expiry. Keeping a review calendar
  • Maintenance of ticklers (insurance, CA expiries, OD limits, documentation deferrals etc)
  • All other duties and responsibilities as determined by Management and the Head of Credit.
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